INFINITY BANK

SANTA ANA, CA | Small | Est. Feb. 1, 2018, midnight | FDIC #59098 | RSSD #5193989 | FDIC
Latest Report: 2025-12-31

INFINITY BANK is asn small FDIC-insured commercial bank headquartered in SANTA ANA, CA, established in Feb. 1, 2018, midnight. As of 2025-12-31, the bank reported total assets of $356M and total deposits of $303M. Profitability stands at 1.48% ROA and 13.05% ROE, with a net interest margin of 5.65%. The bank's CET1 capital ratio is 16.19%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.65% and a Texas Ratio of 8.26%. FDIC Certificate #59098.

Assets

$356M

Deposits

$303M

Loans

$230M

Equity

$42M

Profitability

Return on Assets (ROA) 1.48%
Return on Equity (ROE) 13.05%
Net Interest Margin (NIM) 5.65%
Yield on Assets 6.90%
Cost of Funds 1.32%

Asset Quality

NPL Ratio 1.65%
Net Charge-Off Ratio 0.24%
Texas Ratio 8.26%
NPA Ratio 1.06%
ACL / Loans 1.58%

Capital & Liquidity

CET1 Ratio 16.19%
Tier 1 Capital 16.19%
Total Capital Ratio 18.92%
Leverage Ratio 12.20%
Loan-to-Deposit 75.94%

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