BanksLAMONT BANK OF ST. JOHN

LAMONT BANK OF ST. JOHN

SAINT JOHN, WAMicroEst. Jan. 1, 1908, midnightFDIC #8681RSSD #519874FDIC
Latest · 2025-12-31

LAMONT BANK OF ST. JOHN is an FDIC-insured commercial bank headquartered in SAINT JOHN, WA, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $61M and total deposits of $56M. Profitability stands at -0.04% ROA and -0.48% ROE, with a net interest margin of 3.08%. CET1 capital ratio: 8.29%. NPL ratio: 3.89% · Texas Ratio: 22.78%. Operates 1 domestic branch.

Assets
$61M
Deposits
$56M
Loans
$37M
Equity
$5M

Profitability

Return on Assets (ROA)-0.04%
Return on Equity (ROE)-0.48%
Net Interest Margin3.08%
Yield on Assets4.40%
Cost of Funds1.33%

Asset Quality

NPL Ratio3.89%
Net Charge-Off Ratio3.25%
Texas Ratio22.78%
NPA Ratio2.34%
ACL / Loans3.29%

Capital & Liquidity

CET1 Ratio8.29%
Tier 1 Capital8.29%
Total Capital Ratio8.70%
Leverage Ratio9.35%
Loan-to-Deposit65.97%

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