FAHEY BANKING COMPANY, THE

MARION, OH | Small | Est. May 1, 1865, midnight | FDIC #2068 | RSSD #520423 | FDIC
Latest Report: 2025-12-31

FAHEY BANKING COMPANY, THE is asn small FDIC-insured commercial bank headquartered in MARION, OH, established in May 1, 1865, midnight. As of 2025-12-31, the bank reported total assets of $384M and total deposits of $318M. Profitability stands at 0.98% ROA and 6.43% ROE, with a net interest margin of 4.48%. The bank's CET1 capital ratio is 14.80%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.89% and a Texas Ratio of 14.40%. FDIC Certificate #2068.

Assets

$384M

Deposits

$318M

Loans

$302M

Equity

$57M

Profitability

Return on Assets (ROA) 0.98%
Return on Equity (ROE) 6.43%
Net Interest Margin (NIM) 4.48%
Yield on Assets 6.84%
Cost of Funds 2.58%

Asset Quality

NPL Ratio 2.89%
Net Charge-Off Ratio 0.01%
Texas Ratio 14.40%
NPA Ratio 2.27%
ACL / Loans 1.22%

Capital & Liquidity

CET1 Ratio 14.80%
Tier 1 Capital 14.80%
Total Capital Ratio 15.54%
Leverage Ratio 15.85%
Loan-to-Deposit 94.79%

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