STUDIO BANK

NASHVILLE, TN | Large | Est. June 14, 2018, midnight | FDIC #59112 | RSSD #5205819 | FDIC
Latest Report: 2025-12-31

STUDIO BANK is aln large FDIC-insured commercial bank headquartered in NASHVILLE, TN, established in June 14, 2018, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.1B. Profitability stands at 0.95% ROA and 10.06% ROE, with a net interest margin of 3.39%. The bank's CET1 capital ratio is 11.95%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.46% and a Texas Ratio of 5.08%. FDIC Certificate #59112.

Assets

$1.2B

Deposits

$1.1B

Loans

$955M

Equity

$121M

Profitability

Return on Assets (ROA) 0.95%
Return on Equity (ROE) 10.06%
Net Interest Margin (NIM) 3.39%
Yield on Assets 6.23%
Cost of Funds 5.36%

Asset Quality

NPL Ratio 0.46%
Net Charge-Off Ratio 0.05%
Texas Ratio 5.08%
NPA Ratio 0.54%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 11.95%
Tier 1 Capital 11.95%
Total Capital Ratio 13.10%
Leverage Ratio 9.84%
Loan-to-Deposit 89.25%

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