COMMUNITY SAVINGS BANK

CHICAGO, IL | Small | Est. Jan. 1, 1925, midnight | FDIC #28841 | RSSD #520777 | FDIC
Latest Report: 2025-12-31

COMMUNITY SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in CHICAGO, IL, established in Jan. 1, 1925, midnight. As of 2025-12-31, the bank reported total assets of $409M and total deposits of $361M. Profitability stands at -0.49% ROA and -4.21% ROE, with a net interest margin of 2.23%. The bank's CET1 capital ratio is 11.71%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.21% and a Texas Ratio of 0.95%. FDIC Certificate #28841.

Assets

$409M

Deposits

$361M

Loans

$228M

Equity

$48M

Profitability

Return on Assets (ROA) -0.49%
Return on Equity (ROE) -4.21%
Net Interest Margin (NIM) 2.23%
Yield on Assets 4.09%
Cost of Funds 1.94%

Asset Quality

NPL Ratio 0.21%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.95%
NPA Ratio 0.12%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 11.71%
Tier 1 Capital 11.71%
Total Capital Ratio 12.30%
Leverage Ratio 13.49%
Loan-to-Deposit 63.34%

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