ACNB BANK is an FDIC-insured commercial bank headquartered in GETTYSBURG, PA, established in April 11, 1857, midnight. As of 2025-12-31, the bank reported total assets of $3.2B and total deposits of $2.5B. Profitability stands at 1.41% ROA and 11.52% ROE, with a net interest margin of 4.47%. CET1 capital ratio: 14.32%, well above regulatory minimums. NPL ratio: 0.33% · Texas Ratio: 1.87%. Operates 32 domestic branches.
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