GRASSHOPPER BANK, N.A.

NEW YORK, NY | Large | Est. May 13, 2019, midnight | FDIC #59113 | RSSD #5210989 | OCC
Latest Report: 2025-12-31

GRASSHOPPER BANK, N.A. is aln large FDIC-insured commercial bank headquartered in NEW YORK, NY, established in May 13, 2019, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.4B. Profitability stands at 6.89% ROA and 81.30% ROE, with a net interest margin of 3.64%. The bank's CET1 capital ratio is 10.05%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.55% and a Texas Ratio of 4.20%. FDIC Certificate #59113.

Assets

$1.6B

Deposits

$1.4B

Loans

$1.1B

Equity

$139M

Profitability

Return on Assets (ROA) 6.89%
Return on Equity (ROE) 81.30%
Net Interest Margin (NIM) 3.64%
Yield on Assets 6.43%
Cost of Funds 3.78%

Asset Quality

NPL Ratio 0.55%
Net Charge-Off Ratio 0.57%
Texas Ratio 4.20%
NPA Ratio 0.39%
ACL / Loans 0.83%

Capital & Liquidity

CET1 Ratio 10.05%
Tier 1 Capital 10.05%
Total Capital Ratio 10.83%
Leverage Ratio 8.02%
Loan-to-Deposit 78.16%

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