SOUTHTRUST BANK, N.A.

GEORGE WEST, TX | Medium | Est. Feb. 17, 1934, midnight | FDIC #13919 | RSSD #521158 | OCC
Latest Report: 2025-12-31

SOUTHTRUST BANK, N.A. is amn medium FDIC-insured commercial bank headquartered in GEORGE WEST, TX, established in Feb. 17, 1934, midnight. As of 2025-12-31, the bank reported total assets of $594M and total deposits of $521M. Profitability stands at 1.18% ROA and 10.40% ROE, with a net interest margin of 4.53%. The bank's CET1 capital ratio is 19.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 1.16%. FDIC Certificate #13919.

Assets

$594M

Deposits

$521M

Loans

$344M

Equity

$69M

Profitability

Return on Assets (ROA) 1.18%
Return on Equity (ROE) 10.40%
Net Interest Margin (NIM) 4.53%
Yield on Assets 5.82%
Cost of Funds 1.35%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio 0.06%
Texas Ratio 1.16%
NPA Ratio 0.14%
ACL / Loans 1.40%

Capital & Liquidity

CET1 Ratio 19.84%
Tier 1 Capital 19.84%
Total Capital Ratio 21.09%
Leverage Ratio 11.20%
Loan-to-Deposit 65.90%

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