COMMERCIAL BANK OF OZARK, THE

COMMERCIAL BANK OF OZARK, THE is asn small FDIC-insured commercial bank headquartered in OZARK, AL, established in April 2, 1959, midnight. As of 2025-12-31, the bank reported total assets of $118M and total deposits of $110M. Profitability stands at 0.81% ROA and 18.56% ROE, with a net interest margin of 3.33%. The bank's CET1 capital ratio is 18.80%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.41% and a Texas Ratio of 3.52%. FDIC Certificate #17975.