FIRST STATE BANK

TAHLEQUAH, OK | Micro | Est. April 13, 1977, midnight | FDIC #22448 | RSSD #522454 | FDIC
Latest Report: 2025-12-31

FIRST STATE BANK is amn micro FDIC-insured commercial bank headquartered in TAHLEQUAH, OK, established in April 13, 1977, midnight. As of 2025-12-31, the bank reported total assets of $81M and total deposits of $71M. Profitability stands at 0.05% ROA and 0.58% ROE, with a net interest margin of 3.59%. The bank's CET1 capital ratio is 9.12%. Asset quality metrics show a non-performing loan ratio of 2.39% and a Texas Ratio of 21.24%. FDIC Certificate #22448.

Assets

$81M

Deposits

$71M

Loans

$50M

Equity

$7M

Profitability

Return on Assets (ROA) 0.05%
Return on Equity (ROE) 0.58%
Net Interest Margin (NIM) 3.59%
Yield on Assets 6.08%
Cost of Funds 3.05%

Asset Quality

NPL Ratio 2.39%
Net Charge-Off Ratio 0.28%
Texas Ratio 21.24%
NPA Ratio 2.14%
ACL / Loans 1.45%

Capital & Liquidity

CET1 Ratio 9.12%
Tier 1 Capital 9.12%
Total Capital Ratio 9.58%
Leverage Ratio 10.68%
Loan-to-Deposit 70.75%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required