BAR HARBOR BANK AND TRUST COMPANY

BAR HARBOR, ME | Large | Est. Sept. 15, 1887, midnight | FDIC #11971 | RSSD #522605 | FDIC
Latest Report: 2025-12-31

BAR HARBOR BANK AND TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in BAR HARBOR, ME, established in Sept. 15, 1887, midnight. As of 2025-12-31, the bank reported total assets of $4.7B and total deposits of $3.8B. Profitability stands at 1.19% ROA and 9.86% ROE, with a net interest margin of 3.71%. The bank's CET1 capital ratio is 12.10%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.32% and a Texas Ratio of 1.91%. FDIC Certificate #11971.

Assets

$4.7B

Deposits

$3.8B

Loans

$3.6B

Equity

$573M

Profitability

Return on Assets (ROA) 1.19%
Return on Equity (ROE) 9.86%
Net Interest Margin (NIM) 3.71%
Yield on Assets 5.30%
Cost of Funds 3.09%

Asset Quality

NPL Ratio 0.32%
Net Charge-Off Ratio 0.03%
Texas Ratio 1.91%
NPA Ratio 0.25%
ACL / Loans 0.94%

Capital & Liquidity

CET1 Ratio 12.10%
Tier 1 Capital 12.10%
Total Capital Ratio 13.08%
Leverage Ratio 9.90%
Loan-to-Deposit 94.18%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required