BAR HARBOR BANK AND TRUST COMPANY is an FDIC-insured commercial bank headquartered in BAR HARBOR, ME, established in Sept. 15, 1887, midnight. As of 2025-12-31, the bank reported total assets of $4.7B and total deposits of $3.8B. Profitability stands at 1.19% ROA and 9.86% ROE, with a net interest margin of 3.71%. CET1 capital ratio: 12.10%, well above regulatory minimums. NPL ratio: 0.32% · Texas Ratio: 1.91%. Operates 54 domestic branches.
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