AMERICAN BANK OF THE CAROLINAS is asn small FDIC-insured commercial bank headquartered in MONROE, NC, established in May 20, 2019, midnight. As of 2025-12-31, the bank reported total assets of $212M and total deposits of $183M. Profitability stands at 1.55% ROA and 13.02% ROE, with a net interest margin of 5.37%. The bank's CET1 capital ratio is 11.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #59157.
Assets
$212M
Deposits
$183M
Loans
$153M
Equity
$25M
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