FARMERS BANK

PARSONS, TN | Micro | Est. March 9, 1907, midnight | FDIC #8661 | RSSD #524757 | FED
Latest Report: 2025-12-31

FARMERS BANK is amn micro FDIC-insured commercial bank headquartered in PARSONS, TN, established in March 9, 1907, midnight. As of 2025-12-31, the bank reported total assets of $81M and total deposits of $72M. Profitability stands at 0.62% ROA and 5.97% ROE, with a net interest margin of 6.11%. The bank's CET1 capital ratio is 10.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #8661.

Assets

$81M

Deposits

$72M

Loans

$67M

Equity

$8M

Profitability

Return on Assets (ROA) 0.62%
Return on Equity (ROE) 5.97%
Net Interest Margin (NIM) 6.11%
Yield on Assets 9.06%
Cost of Funds 3.45%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.07%

Capital & Liquidity

CET1 Ratio 10.11%
Tier 1 Capital 10.11%
Total Capital Ratio 10.62%
Leverage Ratio 9.98%
Loan-to-Deposit 92.40%

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