FIRST STATE BANK is asn small FDIC-insured commercial bank headquartered in SHALLOWATER, TX, established in Oct. 8, 1960, midnight. As of 2025-12-31, the bank reported total assets of $147M and total deposits of $119M. Profitability stands at 0.98% ROA and 5.54% ROE, with a net interest margin of 5.00%. The bank's CET1 capital ratio is 14.78%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.19%. FDIC Certificate #18301.
Assets
$147M
Deposits
$119M
Loans
$91M
Equity
$26M
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