FIRST PRYORITY BANK

PRYOR, OK | Medium | Est. Jan. 1, 1900, midnight | FDIC #4185 | RSSD #524953 | FED
Latest Report: 2025-12-31

FIRST PRYORITY BANK is amn medium FDIC-insured commercial bank headquartered in PRYOR, OK, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $524M and total deposits of $469M. Profitability stands at 1.03% ROA and 10.31% ROE, with a net interest margin of 4.34%. The bank's CET1 capital ratio is 11.71%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.45% and a Texas Ratio of 18.57%. FDIC Certificate #4185.

Assets

$524M

Deposits

$469M

Loans

$422M

Equity

$53M

Profitability

Return on Assets (ROA) 1.03%
Return on Equity (ROE) 10.31%
Net Interest Margin (NIM) 4.34%
Yield on Assets 7.34%
Cost of Funds 3.08%

Asset Quality

NPL Ratio 2.45%
Net Charge-Off Ratio 0.36%
Texas Ratio 18.57%
NPA Ratio 2.07%
ACL / Loans 1.34%

Capital & Liquidity

CET1 Ratio 11.71%
Tier 1 Capital 11.71%
Total Capital Ratio 12.96%
Leverage Ratio 10.12%
Loan-to-Deposit 90.14%

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