WESTBURY BANK

WAUKESHA, WI | Medium | Est. Jan. 1, 1926, midnight | FDIC #28400 | RSSD #524971 | FDIC
Latest Report: 2025-12-31

WESTBURY BANK is amn medium FDIC-insured commercial bank headquartered in WAUKESHA, WI, established in Jan. 1, 1926, midnight. As of 2025-12-31, the bank reported total assets of $792M and total deposits of $717M. Profitability stands at 0.77% ROA and 9.20% ROE, with a net interest margin of 4.23%. The bank's CET1 capital ratio is 11.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #28400.

Assets

$792M

Deposits

$717M

Loans

$550M

Equity

$64M

Profitability

Return on Assets (ROA) 0.77%
Return on Equity (ROE) 9.20%
Net Interest Margin (NIM) 4.23%
Yield on Assets 4.89%
Cost of Funds 0.67%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 11.61%
Tier 1 Capital 11.61%
Total Capital Ratio 12.65%
Leverage Ratio 8.97%
Loan-to-Deposit 76.67%

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