FIRST NATIONAL BANK OF OKLAHOMA

OKLAHOMA CITY, OK | Medium | Est. Jan. 1, 1917, midnight | FDIC #4211 | RSSD #525053 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF OKLAHOMA is amn medium FDIC-insured commercial bank headquartered in OKLAHOMA CITY, OK, established in Jan. 1, 1917, midnight. As of 2025-12-31, the bank reported total assets of $912M and total deposits of $792M. Profitability stands at 1.96% ROA and 19.54% ROE, with a net interest margin of 4.54%. The bank's CET1 capital ratio is 13.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.06% and a Texas Ratio of 7.56%. FDIC Certificate #4211.

Assets

$912M

Deposits

$792M

Loans

$722M

Equity

$92M

Profitability

Return on Assets (ROA) 1.96%
Return on Equity (ROE) 19.54%
Net Interest Margin (NIM) 4.54%
Yield on Assets 7.25%
Cost of Funds 2.80%

Asset Quality

NPL Ratio 1.06%
Net Charge-Off Ratio 0.07%
Texas Ratio 7.56%
NPA Ratio 0.84%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 13.15%
Tier 1 Capital 13.15%
Total Capital Ratio 14.40%
Leverage Ratio 10.40%
Loan-to-Deposit 91.18%

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