LAKE RIDGE BANK

MIDDLETON, WI | Large | Est. Jan. 1, 1908, midnight | FDIC #15091 | RSSD #525549 | FDIC
Latest Report: 2025-12-31

LAKE RIDGE BANK is aln large FDIC-insured commercial bank headquartered in MIDDLETON, WI, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $2.7B. Profitability stands at 1.16% ROA and 11.13% ROE, with a net interest margin of 3.55%. The bank's CET1 capital ratio is 11.64%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.38% and a Texas Ratio of 2.63%. FDIC Certificate #15091.

Assets

$3.3B

Deposits

$2.7B

Loans

$2.4B

Equity

$339M

Profitability

Return on Assets (ROA) 1.16%
Return on Equity (ROE) 11.13%
Net Interest Margin (NIM) 3.55%
Yield on Assets 5.73%
Cost of Funds 3.56%

Asset Quality

NPL Ratio 0.38%
Net Charge-Off Ratio 0.02%
Texas Ratio 2.63%
NPA Ratio 0.29%
ACL / Loans 1.04%

Capital & Liquidity

CET1 Ratio 11.64%
Tier 1 Capital 11.64%
Total Capital Ratio 12.66%
Leverage Ratio 9.76%
Loan-to-Deposit 88.90%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required