1ST FINANCIAL BANK USA is aln large FDIC-insured commercial bank headquartered in DAKOTA DUNES, SD, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.0B. Profitability stands at 0.16% ROA and 0.95% ROE, with a net interest margin of 8.86%. The bank's CET1 capital ratio is 21.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.47% and a Texas Ratio of 3.56%. FDIC Certificate #1673.
Assets
$1.3B
Deposits
$1.0B
Loans
$964M
Equity
$224M
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