COMMUNITY POINT BANK

RUSSELLVILLE, MO | Small | Est. July 19, 1934, midnight | FDIC #14604 | RSSD #527057 | FDIC
Latest Report: 2025-12-31

COMMUNITY POINT BANK is asn small FDIC-insured commercial bank headquartered in RUSSELLVILLE, MO, established in July 19, 1934, midnight. As of 2025-12-31, the bank reported total assets of $240M and total deposits of $207M. Profitability stands at 1.96% ROA and 26.01% ROE, with a net interest margin of 4.13%. The bank's CET1 capital ratio is 9.08%. Asset quality metrics show a non-performing loan ratio of 0.24% and a Texas Ratio of 2.54%. FDIC Certificate #14604.

Assets

$240M

Deposits

$207M

Loans

$202M

Equity

$17M

Profitability

Return on Assets (ROA) 1.96%
Return on Equity (ROE) 26.01%
Net Interest Margin (NIM) 4.13%
Yield on Assets 7.00%
Cost of Funds 2.87%

Asset Quality

NPL Ratio 0.24%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.54%
NPA Ratio 0.21%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 9.08%
Tier 1 Capital 9.08%
Total Capital Ratio 10.25%
Leverage Ratio 7.96%
Loan-to-Deposit 97.66%

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