CHARLES SCHWAB TRUST BANK

WESTLAKE, TX | Regional | Est. July 2, 2018, midnight | FDIC #59108 | RSSD #5278251 | FED
Latest Report: 2025-12-31

CHARLES SCHWAB TRUST BANK is arn regional FDIC-insured commercial bank headquartered in WESTLAKE, TX, established in July 2, 2018, midnight. As of 2025-12-31, the bank reported total assets of $10.4B and total deposits of $9.6B. Profitability stands at 2.01% ROA and 26.56% ROE, with a net interest margin of 2.61%. The bank's CET1 capital ratio is 85.96%, well above the regulatory minimum. FDIC Certificate #59108.

Assets

$10.4B

Deposits

$9.6B

Loans

$0

Equity

$766M

Profitability

Return on Assets (ROA) 2.01%
Return on Equity (ROE) 26.56%
Net Interest Margin (NIM) 2.61%
Yield on Assets 2.91%
Cost of Funds 0.34%

Asset Quality

NPL Ratio --
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans --

Capital & Liquidity

CET1 Ratio 85.96%
Tier 1 Capital 85.96%
Total Capital Ratio 85.96%
Leverage Ratio 11.20%
Loan-to-Deposit 0.00%

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