FIRST NATIONAL BANK OF OMAHA

OMAHA, NE | Regional | Est. Jan. 1, 1857, midnight | FDIC #5452 | RSSD #527954 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF OMAHA is arn regional FDIC-insured commercial bank headquartered in OMAHA, NE, established in Jan. 1, 1857, midnight. As of 2025-12-31, the bank reported total assets of $34.6B and total deposits of $28.2B. Profitability stands at 1.38% ROA and 12.53% ROE, with a net interest margin of 6.74%. The bank's CET1 capital ratio is 11.64%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.78% and a Texas Ratio of 4.21%. FDIC Certificate #5452.

Assets

$34.6B

Deposits

$28.2B

Loans

$24.8B

Equity

$3.7B

Profitability

Return on Assets (ROA) 1.38%
Return on Equity (ROE) 12.53%
Net Interest Margin (NIM) 6.74%
Yield on Assets 8.83%
Cost of Funds 3.28%

Asset Quality

NPL Ratio 0.78%
Net Charge-Off Ratio 2.14%
Texas Ratio 4.21%
NPA Ratio 0.57%
ACL / Loans 3.86%

Capital & Liquidity

CET1 Ratio 11.64%
Tier 1 Capital 11.64%
Total Capital Ratio 12.91%
Leverage Ratio 10.18%
Loan-to-Deposit 88.20%

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