NORTH BROOKFIELD SAVINGS BANK

NORTH BROOKFIELD, MA | Small | Est. Aug. 3, 1854, midnight | FDIC #90258 | RSSD #528102 | FED
Latest Report: 2025-12-31

NORTH BROOKFIELD SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in NORTH BROOKFIELD, MA, established in Aug. 3, 1854, midnight. As of 2025-12-31, the bank reported total assets of $442M and total deposits of $371M. Profitability stands at 0.62% ROA and 6.92% ROE, with a net interest margin of 2.96%. The bank's CET1 capital ratio is 8.97%. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 1.06%. FDIC Certificate #90258.

Assets

$442M

Deposits

$371M

Loans

$295M

Equity

$40M

Profitability

Return on Assets (ROA) 0.62%
Return on Equity (ROE) 6.92%
Net Interest Margin (NIM) 2.96%
Yield on Assets 4.79%
Cost of Funds 1.86%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio 0.01%
Texas Ratio 1.06%
NPA Ratio 0.10%
ACL / Loans 0.65%

Capital & Liquidity

CET1 Ratio 8.97%
Tier 1 Capital 8.97%
Total Capital Ratio 9.42%
Leverage Ratio 10.73%
Loan-to-Deposit 79.69%

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