HOUGHTON STATE BANK is asn small FDIC-insured commercial bank headquartered in RED OAK, IA, established in Jan. 1, 1879, midnight. As of 2025-12-31, the bank reported total assets of $210M and total deposits of $175M. Profitability stands at 1.44% ROA and 8.78% ROE, with a net interest margin of 4.10%. The bank's CET1 capital ratio is 17.97%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.65% and a Texas Ratio of 2.81%. FDIC Certificate #15405.
Assets
$210M
Deposits
$175M
Loans
$158M
Equity
$34M
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