LINCOLN FEDERAL SAVINGS BANK OF NEBRASKA

LINCOLN, NE | Small | Est. Jan. 1, 1906, midnight | FDIC #29692 | RSSD #529275 | OCC
Latest Report: 2025-12-31

LINCOLN FEDERAL SAVINGS BANK OF NEBRASKA is asn small FDIC-insured commercial bank headquartered in LINCOLN, NE, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $388M and total deposits of $322M. Profitability stands at 0.34% ROA and 3.30% ROE, with a net interest margin of 2.33%. The bank's CET1 capital ratio is 18.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.47% and a Texas Ratio of 3.26%. FDIC Certificate #29692.

Assets

$388M

Deposits

$322M

Loans

$305M

Equity

$40M

Profitability

Return on Assets (ROA) 0.34%
Return on Equity (ROE) 3.30%
Net Interest Margin (NIM) 2.33%
Yield on Assets 5.33%
Cost of Funds 3.11%

Asset Quality

NPL Ratio 0.47%
Net Charge-Off Ratio --
Texas Ratio 3.26%
NPA Ratio 0.37%
ACL / Loans 1.31%

Capital & Liquidity

CET1 Ratio 18.37%
Tier 1 Capital 18.39%
Total Capital Ratio 19.65%
Leverage Ratio 11.81%
Loan-to-Deposit 94.83%

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