SECURITY STATE BANK OF OKLAHOMA

WEWOKA, OK | Small | Est. Dec. 5, 1911, midnight | FDIC #8980 | RSSD #52951 | FDIC
Latest Report: 2025-12-31

SECURITY STATE BANK OF OKLAHOMA is asn small FDIC-insured commercial bank headquartered in WEWOKA, OK, established in Dec. 5, 1911, midnight. As of 2025-12-31, the bank reported total assets of $395M and total deposits of $320M. Profitability stands at 2.67% ROA and 24.11% ROE, with a net interest margin of 5.07%. The bank's CET1 capital ratio is 18.17%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.31% and a Texas Ratio of 5.77%. FDIC Certificate #8980.

Assets

$395M

Deposits

$320M

Loans

$196M

Equity

$42M

Profitability

Return on Assets (ROA) 2.67%
Return on Equity (ROE) 24.11%
Net Interest Margin (NIM) 5.07%
Yield on Assets 6.83%
Cost of Funds 1.84%

Asset Quality

NPL Ratio 1.31%
Net Charge-Off Ratio 0.61%
Texas Ratio 5.77%
NPA Ratio 0.67%
ACL / Loans 1.64%

Capital & Liquidity

CET1 Ratio 18.17%
Tier 1 Capital 18.17%
Total Capital Ratio 19.42%
Leverage Ratio 11.07%
Loan-to-Deposit 61.13%

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