BUCKHOLTS STATE BANK, THE

BUCKHOLTS, TX | Small | Est. Jan. 1, 1907, midnight | FDIC #11916 | RSSD #53051 | FDIC
Latest Report: 2025-12-31

BUCKHOLTS STATE BANK, THE is asn small FDIC-insured commercial bank headquartered in BUCKHOLTS, TX, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $135M and total deposits of $111M. Profitability stands at 2.86% ROA and 16.41% ROE, with a net interest margin of 5.36%. The bank's CET1 capital ratio is 29.32%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #11916.

Assets

$135M

Deposits

$111M

Loans

$83M

Equity

$24M

Profitability

Return on Assets (ROA) 2.86%
Return on Equity (ROE) 16.41%
Net Interest Margin (NIM) 5.36%
Yield on Assets 6.55%
Cost of Funds 1.33%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.85%

Capital & Liquidity

CET1 Ratio 29.32%
Tier 1 Capital 29.32%
Total Capital Ratio 30.18%
Leverage Ratio 16.88%
Loan-to-Deposit 74.79%

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