PEOPLES STATE BANK OF HALLETTSVILLE

HALLETTSVILLE, TX | Small | Est. Jan. 18, 1929, midnight | FDIC #10719 | RSSD #530851 | FDIC
Latest Report: 2025-12-31

PEOPLES STATE BANK OF HALLETTSVILLE is asn small FDIC-insured commercial bank headquartered in HALLETTSVILLE, TX, established in Jan. 18, 1929, midnight. As of 2025-12-31, the bank reported total assets of $396M and total deposits of $362M. Profitability stands at 0.57% ROA and 6.89% ROE, with a net interest margin of 2.23%. The bank's CET1 capital ratio is 8.25%. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.15%. FDIC Certificate #10719.

Assets

$396M

Deposits

$362M

Loans

$151M

Equity

$33M

Profitability

Return on Assets (ROA) 0.57%
Return on Equity (ROE) 6.89%
Net Interest Margin (NIM) 2.23%
Yield on Assets 4.50%
Cost of Funds 2.30%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.15%
NPA Ratio 0.01%
ACL / Loans 0.81%

Capital & Liquidity

CET1 Ratio 8.25%
Tier 1 Capital 8.25%
Total Capital Ratio 8.66%
Leverage Ratio 9.89%
Loan-to-Deposit 41.60%

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