OHIO STATE BANK

BEXLEY, OH | Small | Est. April 22, 2019, midnight | FDIC #59144 | RSSD #5312593 | FDIC
Latest Report: 2025-12-31

OHIO STATE BANK is asn small FDIC-insured commercial bank headquartered in BEXLEY, OH, established in April 22, 2019, midnight. As of 2025-12-31, the bank reported total assets of $483M and total deposits of $411M. Profitability stands at 0.72% ROA and 6.78% ROE, with a net interest margin of 2.49%. The bank's CET1 capital ratio is 10.67%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.44% and a Texas Ratio of 3.40%. FDIC Certificate #59144.

Assets

$483M

Deposits

$411M

Loans

$431M

Equity

$52M

Profitability

Return on Assets (ROA) 0.72%
Return on Equity (ROE) 6.78%
Net Interest Margin (NIM) 2.49%
Yield on Assets 5.75%
Cost of Funds 3.39%

Asset Quality

NPL Ratio 0.44%
Net Charge-Off Ratio --
Texas Ratio 3.40%
NPA Ratio 0.40%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 10.67%
Tier 1 Capital 10.67%
Total Capital Ratio 11.20%
Leverage Ratio 10.99%
Loan-to-Deposit 104.87%

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