NEW VALLEY BANK & TRUST

SPRINGFIELD, MA | Small | Est. May 30, 2019, midnight | FDIC #59143 | RSSD #5316920 | FDIC
Latest Report: 2025-12-31

NEW VALLEY BANK & TRUST is asn small FDIC-insured commercial bank headquartered in SPRINGFIELD, MA, established in May 30, 2019, midnight. As of 2025-12-31, the bank reported total assets of $339M and total deposits of $275M. Profitability stands at 0.41% ROA and 5.42% ROE, with a net interest margin of 3.13%. The bank's CET1 capital ratio is 10.42%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.95% and a Texas Ratio of 24.34%. FDIC Certificate #59143.

Assets

$339M

Deposits

$275M

Loans

$262M

Equity

$27M

Profitability

Return on Assets (ROA) 0.41%
Return on Equity (ROE) 5.42%
Net Interest Margin (NIM) 3.13%
Yield on Assets 5.37%
Cost of Funds 2.26%

Asset Quality

NPL Ratio 2.95%
Net Charge-Off Ratio 1.22%
Texas Ratio 24.34%
NPA Ratio 2.28%
ACL / Loans 1.84%

Capital & Liquidity

CET1 Ratio 10.42%
Tier 1 Capital 10.42%
Total Capital Ratio 11.68%
Leverage Ratio 8.29%
Loan-to-Deposit 95.42%

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