RILEY STATE BANK OF RILEY KANSAS, THE

RILEY, KS | Small | Est. Nov. 19, 1943, midnight | FDIC #16120 | RSSD #532752 | FDIC
Latest Report: 2025-12-31

RILEY STATE BANK OF RILEY KANSAS, THE is asn small FDIC-insured commercial bank headquartered in RILEY, KS, established in Nov. 19, 1943, midnight. As of 2025-12-31, the bank reported total assets of $123M and total deposits of $107M. Profitability stands at 0.66% ROA and 6.35% ROE, with a net interest margin of 3.87%. The bank's CET1 capital ratio is 10.33%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #16120.

Assets

$123M

Deposits

$107M

Loans

$84M

Equity

$13M

Profitability

Return on Assets (ROA) 0.66%
Return on Equity (ROE) 6.35%
Net Interest Margin (NIM) 3.87%
Yield on Assets 5.84%
Cost of Funds 2.03%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.17%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.43%

Capital & Liquidity

CET1 Ratio 10.33%
Tier 1 Capital 10.33%
Total Capital Ratio 10.84%
Leverage Ratio 10.84%
Loan-to-Deposit 78.56%

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