BanksRILEY STATE BANK OF RILEY KANSAS, THE

RILEY STATE BANK OF RILEY KANSAS, THE

RILEY, KSSmallEst. Nov. 19, 1943, midnightFDIC #16120RSSD #532752FDIC
Latest · 2025-12-31

RILEY STATE BANK OF RILEY KANSAS, THE is an FDIC-insured commercial bank headquartered in RILEY, KS, established in Nov. 19, 1943, midnight. As of 2025-12-31, the bank reported total assets of $123M and total deposits of $107M. Profitability stands at 0.66% ROA and 6.35% ROE, with a net interest margin of 3.87%. CET1 capital ratio: 10.33%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.

Assets
$123M
Deposits
$107M
Loans
$84M
Equity
$13M

Profitability

Return on Assets (ROA)0.66%
Return on Equity (ROE)6.35%
Net Interest Margin3.87%
Yield on Assets5.84%
Cost of Funds2.03%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.17%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.43%

Capital & Liquidity

CET1 Ratio10.33%
Tier 1 Capital10.33%
Total Capital Ratio10.84%
Leverage Ratio10.84%
Loan-to-Deposit78.56%

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