BanksLIBERTY BANK

LIBERTY BANK

IRONTON, OHMicroEst. Jan. 1, 1896, midnightFDIC #28463RSSD #534073FDIC
Latest · 2025-12-31

LIBERTY BANK is an FDIC-insured commercial bank headquartered in IRONTON, OH, established in Jan. 1, 1896, midnight. As of 2025-12-31, the bank reported total assets of $58M and total deposits of $49M. Profitability stands at 0.45% ROA and 2.91% ROE, with a net interest margin of 3.79%. CET1 capital ratio: 16.05%, well above regulatory minimums. NPL ratio: 0.65% · Texas Ratio: 1.99%. Operates 2 domestic branches.

Assets
$58M
Deposits
$49M
Loans
$29M
Equity
$9M

Profitability

Return on Assets (ROA)0.45%
Return on Equity (ROE)2.91%
Net Interest Margin3.79%
Yield on Assets4.57%
Cost of Funds0.85%

Asset Quality

NPL Ratio0.65%
Net Charge-Off Ratio-0.01%
Texas Ratio1.99%
NPA Ratio0.32%
ACL / Loans0.29%

Capital & Liquidity

CET1 Ratio16.05%
Tier 1 Capital16.05%
Total Capital Ratio16.86%
Leverage Ratio16.60%
Loan-to-Deposit59.02%

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