PIERMONT BANK

NEW YORK, NY | Medium | Est. July 1, 2019, midnight | FDIC #59154 | RSSD #5342974 | FDIC
Latest Report: 2025-12-31

PIERMONT BANK is amn medium FDIC-insured commercial bank headquartered in NEW YORK, NY, established in July 1, 2019, midnight. As of 2025-12-31, the bank reported total assets of $520M and total deposits of $397M. Profitability stands at -1.48% ROA and -12.00% ROE, with a net interest margin of 2.16%. The bank's CET1 capital ratio is 12.99%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.55% and a Texas Ratio of 2.48%. FDIC Certificate #59154.

Assets

$520M

Deposits

$397M

Loans

$293M

Equity

$62M

Profitability

Return on Assets (ROA) -1.48%
Return on Equity (ROE) -12.00%
Net Interest Margin (NIM) 2.16%
Yield on Assets 4.84%
Cost of Funds 2.90%

Asset Quality

NPL Ratio 0.55%
Net Charge-Off Ratio 1.42%
Texas Ratio 2.48%
NPA Ratio 0.31%
ACL / Loans 0.84%

Capital & Liquidity

CET1 Ratio 12.99%
Tier 1 Capital 19.67%
Total Capital Ratio 20.41%
Leverage Ratio 13.27%
Loan-to-Deposit 73.67%

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