ACADEMY BANK, N.A.

KANSAS CITY, MO | Large | Est. June 15, 1966, midnight | FDIC #19600 | RSSD #535753 | OCC
Latest Report: 2025-12-31

ACADEMY BANK, N.A. is aln large FDIC-insured commercial bank headquartered in KANSAS CITY, MO, established in June 15, 1966, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $2.8B. Profitability stands at 1.00% ROA and 7.24% ROE, with a net interest margin of 3.60%. The bank's CET1 capital ratio is 17.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.89% and a Texas Ratio of 4.39%. FDIC Certificate #19600.

Assets

$3.3B

Deposits

$2.8B

Loans

$2.4B

Equity

$460M

Profitability

Return on Assets (ROA) 1.00%
Return on Equity (ROE) 7.24%
Net Interest Margin (NIM) 3.60%
Yield on Assets 6.21%
Cost of Funds 3.70%

Asset Quality

NPL Ratio 0.89%
Net Charge-Off Ratio 0.48%
Texas Ratio 4.39%
NPA Ratio 0.65%
ACL / Loans 1.29%

Capital & Liquidity

CET1 Ratio 17.01%
Tier 1 Capital 17.01%
Total Capital Ratio 18.26%
Leverage Ratio 14.22%
Loan-to-Deposit 87.54%

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