BanksACADEMY BANK, N.A.

ACADEMY BANK, N.A.

KANSAS CITY, MOLargeEst. June 15, 1966, midnightFDIC #19600RSSD #535753OCC
Latest · 2025-12-31

ACADEMY BANK, N.A. is an FDIC-insured commercial bank headquartered in KANSAS CITY, MO, established in June 15, 1966, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $2.8B. Profitability stands at 1.00% ROA and 7.24% ROE, with a net interest margin of 3.60%. CET1 capital ratio: 17.01%, well above regulatory minimums. NPL ratio: 0.89% · Texas Ratio: 4.39%. Operates 78 domestic branches.

Assets
$3.3B
Deposits
$2.8B
Loans
$2.4B
Equity
$460M

Profitability

Return on Assets (ROA)1.00%
Return on Equity (ROE)7.24%
Net Interest Margin3.60%
Yield on Assets6.21%
Cost of Funds2.84%

Asset Quality

NPL Ratio0.89%
Net Charge-Off Ratio0.48%
Texas Ratio4.39%
NPA Ratio0.65%
ACL / Loans1.29%

Capital & Liquidity

CET1 Ratio17.01%
Tier 1 Capital17.01%
Total Capital Ratio18.26%
Leverage Ratio14.22%
Loan-to-Deposit87.54%

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