SHELBY COUNTY STATE BANK is amn medium FDIC-insured commercial bank headquartered in HARLAN, IA, established in Aug. 2, 1909, midnight. As of 2025-12-31, the bank reported total assets of $530M and total deposits of $469M. Profitability stands at 1.22% ROA and 11.18% ROE, with a net interest margin of 3.87%. The bank's CET1 capital ratio is 12.69%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.41% and a Texas Ratio of 2.43%. FDIC Certificate #1553.
Assets
$530M
Deposits
$469M
Loans
$372M
Equity
$58M
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