FIRSTIER BANK

KIMBALL, NE | Large | Est. July 15, 1955, midnight | FDIC #17478 | RSSD #536554 | FDIC
Latest Report: 2025-12-31

FIRSTIER BANK is aln large FDIC-insured commercial bank headquartered in KIMBALL, NE, established in July 15, 1955, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $919M. Profitability stands at -0.71% ROA and -6.20% ROE, with a net interest margin of 3.78%. The bank's CET1 capital ratio is 12.85%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 4.73% and a Texas Ratio of 49.62%. FDIC Certificate #17478.

Assets

$1.1B

Deposits

$919M

Loans

$785M

Equity

$121M

Profitability

Return on Assets (ROA) -0.71%
Return on Equity (ROE) -6.20%
Net Interest Margin (NIM) 3.78%
Yield on Assets 6.98%
Cost of Funds 3.36%

Asset Quality

NPL Ratio 4.73%
Net Charge-Off Ratio 0.67%
Texas Ratio 49.62%
NPA Ratio 6.29%
ACL / Loans 2.00%

Capital & Liquidity

CET1 Ratio 12.85%
Tier 1 Capital 12.85%
Total Capital Ratio 14.10%
Leverage Ratio 11.24%
Loan-to-Deposit 85.44%

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