FARMERS STATE BANK is asn small FDIC-insured commercial bank headquartered in NORTHWOOD, IA, established in Nov. 15, 1921, midnight. As of 2025-12-31, the bank reported total assets of $221M and total deposits of $183M. Profitability stands at 0.38% ROA and 3.97% ROE, with a net interest margin of 3.73%. The bank's CET1 capital ratio is 9.62%. Asset quality metrics show a non-performing loan ratio of 1.45% and a Texas Ratio of 10.01%. FDIC Certificate #5797.
Assets
$221M
Deposits
$183M
Loans
$160M
Equity
$21M
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