FIRST BUSINESS BANK

MADISON, WI | Large | Est. May 1, 1909, midnight | FDIC #15229 | RSSD #537449 | FDIC
Latest Report: 2025-12-31

FIRST BUSINESS BANK is aln large FDIC-insured commercial bank headquartered in MADISON, WI, established in May 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $4.1B and total deposits of $3.4B. Profitability stands at 1.35% ROA and 13.10% ROE, with a net interest margin of 3.82%. The bank's CET1 capital ratio is 11.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.29% and a Texas Ratio of 9.55%. FDIC Certificate #15229.

Assets

$4.1B

Deposits

$3.4B

Loans

$3.4B

Equity

$423M

Profitability

Return on Assets (ROA) 1.35%
Return on Equity (ROE) 13.10%
Net Interest Margin (NIM) 3.82%
Yield on Assets 6.72%
Cost of Funds 4.10%

Asset Quality

NPL Ratio 1.29%
Net Charge-Off Ratio 0.24%
Texas Ratio 9.55%
NPA Ratio 1.07%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 11.16%
Tier 1 Capital 11.16%
Total Capital Ratio 12.16%
Leverage Ratio 10.11%
Loan-to-Deposit 100.31%

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