LITTLE HORN STATE BANK

HARDIN, MT | Small | Est. Jan. 1, 1919, midnight | FDIC #11821 | RSSD #537551 | FDIC
Latest Report: 2025-12-31

LITTLE HORN STATE BANK is asn small FDIC-insured commercial bank headquartered in HARDIN, MT, established in Jan. 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $396M and total deposits of $333M. Profitability stands at 1.32% ROA and 13.22% ROE, with a net interest margin of 4.52%. The bank's CET1 capital ratio is 11.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.76% and a Texas Ratio of 5.79%. FDIC Certificate #11821.

Assets

$396M

Deposits

$333M

Loans

$337M

Equity

$39M

Profitability

Return on Assets (ROA) 1.32%
Return on Equity (ROE) 13.22%
Net Interest Margin (NIM) 4.52%
Yield on Assets 7.69%
Cost of Funds 3.27%

Asset Quality

NPL Ratio 0.76%
Net Charge-Off Ratio 1.20%
Texas Ratio 5.79%
NPA Ratio 0.65%
ACL / Loans 1.40%

Capital & Liquidity

CET1 Ratio 11.25%
Tier 1 Capital 11.25%
Total Capital Ratio 12.50%
Leverage Ratio 10.16%
Loan-to-Deposit 101.22%

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