GULF CAPITAL BANK is amn medium FDIC-insured commercial bank headquartered in HOUSTON, TX, established in Dec. 18, 2019, midnight. As of 2025-12-31, the bank reported total assets of $589M and total deposits of $494M. Profitability stands at 1.60% ROA and 12.12% ROE, with a net interest margin of 3.27%. The bank's CET1 capital ratio is 16.64%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.71% and a Texas Ratio of 3.02%. FDIC Certificate #59185.
Assets
$589M
Deposits
$494M
Loans
$351M
Equity
$79M
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