PRESIDENTIAL BANK, FSB is aln large FDIC-insured commercial bank headquartered in BETHESDA, MD, established in April 15, 1985, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $945M. Profitability stands at 0.39% ROA and 4.54% ROE, with a net interest margin of 3.21%. The bank's CET1 capital ratio is 12.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.54% and a Texas Ratio of 12.34%. FDIC Certificate #32363.
Assets
$1.1B
Deposits
$945M
Loans
$786M
Equity
$91M
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