FIRST NATIONAL BANK IN PHILIP

FIRST NATIONAL BANK IN PHILIP is amn medium FDIC-insured commercial bank headquartered in PHILIP, SD, established in Dec. 4, 1906, midnight. As of 2025-12-31, the bank reported total assets of $504M and total deposits of $446M. Profitability stands at 1.95% ROA and 17.77% ROE, with a net interest margin of 3.80%. The bank's CET1 capital ratio is 15.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #3999.