INTERAUDI BANK

NEW YORK, NY | Large | Est. June 14, 1983, midnight | FDIC #24516 | RSSD #538802 | FDIC
Latest Report: 2025-12-31

INTERAUDI BANK is aln large FDIC-insured commercial bank headquartered in NEW YORK, NY, established in June 14, 1983, midnight. As of 2025-12-31, the bank reported total assets of $2.6B and total deposits of $2.3B. Profitability stands at 1.19% ROA and 11.66% ROE, with a net interest margin of 3.19%. The bank's CET1 capital ratio is 19.12%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.56% and a Texas Ratio of 16.60%. FDIC Certificate #24516.

Assets

$2.6B

Deposits

$2.3B

Loans

$1.5B

Equity

$266M

Profitability

Return on Assets (ROA) 1.19%
Return on Equity (ROE) 11.66%
Net Interest Margin (NIM) 3.19%
Yield on Assets 5.54%
Cost of Funds 3.53%

Asset Quality

NPL Ratio 2.56%
Net Charge-Off Ratio 0.05%
Texas Ratio 16.60%
NPA Ratio 1.74%
ACL / Loans 0.64%

Capital & Liquidity

CET1 Ratio 19.12%
Tier 1 Capital 19.12%
Total Capital Ratio 19.90%
Leverage Ratio 10.37%
Loan-to-Deposit 66.67%

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