BANK INDEPENDENT is aln large FDIC-insured commercial bank headquartered in SHEFFIELD, AL, established in Aug. 2, 1947, midnight. As of 2025-12-31, the bank reported total assets of $3.0B and total deposits of $2.6B. Profitability stands at 1.05% ROA and 11.70% ROE, with a net interest margin of 4.61%. The bank's CET1 capital ratio is 12.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.82%. FDIC Certificate #16604.
Assets
$3.0B
Deposits
$2.6B
Loans
$1.8B
Equity
$267M
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