DEMOTTE STATE BANK

DEMOTTE, IN | Medium | Est. Feb. 2, 1942, midnight | FDIC #15883 | RSSD #539340 | FED
Latest Report: 2025-12-31

DEMOTTE STATE BANK is amn medium FDIC-insured commercial bank headquartered in DEMOTTE, IN, established in Feb. 2, 1942, midnight. As of 2025-12-31, the bank reported total assets of $610M and total deposits of $505M. Profitability stands at 0.82% ROA and 9.47% ROE, with a net interest margin of 3.31%. The bank's CET1 capital ratio is 8.59%. Asset quality metrics show a non-performing loan ratio of 4.11% and a Texas Ratio of 20.35%. FDIC Certificate #15883.

Assets

$610M

Deposits

$505M

Loans

$252M

Equity

$52M

Profitability

Return on Assets (ROA) 0.82%
Return on Equity (ROE) 9.47%
Net Interest Margin (NIM) 3.31%
Yield on Assets 4.97%
Cost of Funds 1.68%

Asset Quality

NPL Ratio 4.11%
Net Charge-Off Ratio 0.96%
Texas Ratio 20.35%
NPA Ratio 1.86%
ACL / Loans 1.38%

Capital & Liquidity

CET1 Ratio 8.59%
Tier 1 Capital 8.59%
Total Capital Ratio 9.02%
Leverage Ratio 11.79%
Loan-to-Deposit 49.91%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required