CARSON COMMUNITY BANK

STILWELL, OK | Small | Est. Feb. 3, 1903, midnight | FDIC #2320 | RSSD #539452 | FDIC
Latest Report: 2025-12-31

CARSON COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in STILWELL, OK, established in Feb. 3, 1903, midnight. As of 2025-12-31, the bank reported total assets of $165M and total deposits of $141M. Profitability stands at 2.50% ROA and 31.63% ROE, with a net interest margin of 7.20%. The bank's CET1 capital ratio is 8.17%. Asset quality metrics show a non-performing loan ratio of 0.87% and a Texas Ratio of 6.07%. FDIC Certificate #2320.

Assets

$165M

Deposits

$141M

Loans

$105M

Equity

$13M

Profitability

Return on Assets (ROA) 2.50%
Return on Equity (ROE) 31.63%
Net Interest Margin (NIM) 7.20%
Yield on Assets 8.95%
Cost of Funds 1.80%

Asset Quality

NPL Ratio 0.87%
Net Charge-Off Ratio -0.32%
Texas Ratio 6.07%
NPA Ratio 0.56%
ACL / Loans 1.53%

Capital & Liquidity

CET1 Ratio 8.17%
Tier 1 Capital 8.17%
Total Capital Ratio 8.57%
Leverage Ratio 12.01%
Loan-to-Deposit 74.90%

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