TRIAD BUSINESS BANK

GREENSBORO, NC | Medium | Est. March 16, 2020, midnight | FDIC #59188 | RSSD #5398627 | FDIC
Latest Report: 2025-12-31

TRIAD BUSINESS BANK is amn medium FDIC-insured commercial bank headquartered in GREENSBORO, NC, established in March 16, 2020, midnight. As of 2025-12-31, the bank reported total assets of $531M and total deposits of $468M. Profitability stands at 0.38% ROA and 3.98% ROE, with a net interest margin of 2.91%. The bank's CET1 capital ratio is 11.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.54% and a Texas Ratio of 3.98%. FDIC Certificate #59188.

Assets

$531M

Deposits

$468M

Loans

$401M

Equity

$51M

Profitability

Return on Assets (ROA) 0.38%
Return on Equity (ROE) 3.98%
Net Interest Margin (NIM) 2.91%
Yield on Assets 5.74%
Cost of Funds 2.90%

Asset Quality

NPL Ratio 0.54%
Net Charge-Off Ratio 0.13%
Texas Ratio 3.98%
NPA Ratio 0.41%
ACL / Loans 0.86%

Capital & Liquidity

CET1 Ratio 11.55%
Tier 1 Capital 11.55%
Total Capital Ratio 12.30%
Leverage Ratio 10.95%
Loan-to-Deposit 85.65%

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